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Terms of Service

Your agreement with EarlySignal, including subscription terms, cancellation, and important limits of trading analytics.

Last updated: October 18, 2026

1. Operator, scope, and agreement

EarlySignal is operated by Michael Amato, a sole proprietor based in New York, USA, doing business as EarlySignal (“EarlySignal,” “we,” “us,” or “our”). These Terms govern EarlySignal Tracker, its Research Lab, Communities, Briefs, and related EarlySignal connection and market-data features made available through Tracker (the “Service”). “You” means the individual using the Service and, if applicable, the organization on whose behalf that individual is authorized to act.

You accept these Terms when you affirmatively agree to them, including at registration. This version is available for new acceptances from October 18, 2026; changes for existing users are subject to Section 19. Our Privacy Policy describes information handling and is a notice, not a blanket consent to every form of processing. The billing and risk disclosures below are part of these Terms. A specific purchase disclosure controls the price, interval, and expressly agreed features of that purchase; applicable law controls if it conflicts with any document.

2. Eligibility and account security

You must be at least 18, have legal capacity to enter this agreement, and use the Service only where lawful. If you act for an organization, you must have authority to bind it. Provide accurate registration information, verify your email, and keep your contact details current. Do not share credentials, impersonate others, transfer an account without our agreement, or evade trial eligibility, billing limits, or access restrictions.

Safeguard your password, authenticator, and recovery codes, and use available security controls. You are responsible for activity you authorize and for reasonable care of your credentials. Notify support@earlysignal.co promptly of suspected compromise. This does not make you automatically liable for every unauthorized act or excuse our own legal duties. We may require proportionate identity verification before restoring access or acting on sensitive requests.

3. What the Service provides

The Service provides trade and execution records, imports, broker-history synchronization, journal notes, tags, reviews, screenshots, holdings and performance views, calendars, custom workspaces and metrics, statistical studies, pattern discovery and monitoring, optional analytical Briefs, community review, and exports. Features, instruments, data coverage, storage, and usage allowances depend on availability and plan. A feature described here is not a promise that it is enabled for every account.

EarlySignal does not hold your trading assets, manage your brokerage account, or provide an order-entry or trade-execution feature. Subscription payments purchase software access. Broker Sync reads account and trading information through EarlySignal Connect and Trade It; EarlySignal’s synchronization code uses account, holding, and trade-history operations. Review the permissions shown by the connection provider. A provider may offer trading capabilities outside this Service.

4. Trading and professional-advice disclosures

The Service is for recordkeeping, education, and analysis. It does not provide investment, financial, tax, legal, or accounting advice, or a recommendation to buy, sell, hold, size, or time any investment or strategy. Past performance does not guarantee future results.

Trading securities, options, futures, foreign exchange, digital assets, and other instruments involves substantial risk. Leverage, short selling, and some derivatives can produce losses exceeding the amount initially invested. You make your trading decisions and should obtain qualified professional advice when needed. Use broker confirmations and official statements to verify your records; the Service is not an official brokerage statement, tax return, audit, or complete calculation of tax basis or reporting obligations.

Product names, “signals,” alerts, indicators, pattern labels, and personalized historical comparisons do not guarantee an edge, profit, suitability, or a future outcome. Community owners and mentors are independent users; EarlySignal does not verify their qualifications or endorse their advice, claims, or results. Any separate coaching or advisory arrangement is between its participants and remains subject to applicable law.

5. Research, simulations, market data, and AI

Studies and pattern monitoring describe relationships in the available history. Statistical significance, confidence intervals, validation labels, and multiple-comparison safeguards do not establish causation or eliminate false discoveries, selection bias, small-sample error, repeated-testing effects, or changes in market conditions. Missing, excluded, inferred, provisional, or incorrectly entered records can materially change a result. Review the population, dates, sample size, method, coverage notices, and assumptions shown with results.

What-if calculations, scenarios, demonstrations, and any simulated results are hypothetical. They may benefit from hindsight and may omit liquidity, slippage, spreads, financing, taxes, fees not in your records, execution constraints, and the practical difficulty of following a strategy. They do not represent a promise that actual trading would achieve similar results. Illustrative product examples are not independently verified customer returns.

Quotes, candles, indicators, and currency conversions can be delayed, incomplete, revised, or unavailable. Reference exchange rates and calculated valuations may differ from broker settlement rates and executable prices. A historical lookup or verification label has the limited meaning described in the product; it does not mean all underlying facts were independently audited. Do not use the Service as a real-time trading feed, emergency alert system, or sole source for a financial decision.

Smart Import can use AI to propose file mappings, and Research Lab can use AI to translate questions into supported study definitions. EarlySignal code then validates and processes the resulting structures. AI and validation can still make mistakes. Review mappings, import previews, risk acknowledgments, study definitions, and outputs before relying on them. AI inputs are disclosed in the Privacy Policy. Analytical calculations and Briefs are not necessarily generated by AI. Delivery and monitoring depend on available data, account preferences, plan access, schedules, and infrastructure, and may be delayed or missed.

6. Imports and broker connections

Connect only accounts and submit only records you are authorized to access. You authorize the information retrieval needed for the connections and sync preferences you enable, including eligible scheduled sync. Providers determine available accounts, instruments, history, permissions, and continued access. Your broker and connection provider have their own agreements and privacy practices. Do not give brokerage passwords, access tokens, or recovery codes to EarlySignal support.

Reconstructed positions, duplicate detection, execution grouping, contract multipliers, currencies, timezone choices, fees, balances, and imported history require review against source records. Processing safeguards and rollback eligibility do not guarantee error-free or complete imports. A reset may remove synchronized records; reconnecting may retrieve history again. Disconnecting stops EarlySignal’s use of the connection but does not erase already imported history, close your brokerage account, or necessarily revoke every permission at the provider. Use provider controls as needed and see the Privacy Policy before deleting your Tracker account.

7. Your content and limited permissions

As between you and EarlySignal, you retain your rights in the records, files, screenshots, notes, reviews, questions, and configurations you submit (“Content”). You grant us a nonexclusive, worldwide, royalty-free permission to host, copy, transmit, format, process, analyze, back up, and display Content as needed to provide the features you use, maintain and secure the Service, troubleshoot problems, comply with law, and carry out your sharing instructions. Service providers may exercise these permissions only as needed for those purposes. This is not a general license to publish your private journal or use it in advertising.

You must have the rights and permissions needed to submit Content, including information about others and third-party brokerage or market data. Do not upload unnecessary identity documents, payment card details, secrets, or sensitive personal information. Import schema certificates may be reused across users as described in the Privacy Policy; that reuse does not publish the underlying execution rows. Permissions end when no longer needed, subject to disclosed retention, lawful records preservation, and copies you permitted others to retain.

8. Communities and shared layouts

Sharing a bucket gives the selected community’s owner access to existing and future eligible records while the share remains active, including trades, executions, performance, plans, notes, strategies and tags, personal review ratings and text, and screenshots. This is bucket-level sharing, not a separate permission for each sensitive field. Other ordinary members do not receive that owner access. Membership and invitation details, including identity and relevant activity, are visible as described in the Privacy Policy.

You can stop sharing or leave a community. Removing access cannot retrieve information already viewed or copied. Archiving hides eligible records from owner review while archived but can preserve the share for restoration. Community owners must use member information only for the review the member authorized, keep it secure, respect revocation and applicable privacy rights, and obtain separate permission for disclosure, marketing, or uses beyond that review. Do not imply EarlySignal verifies or sponsors your services.

A shared layout link allows other signed-in users who obtain it to view and import its configuration and see the sharer’s display name, layout name, and description. Configurations can contain custom labels, filters, formulas, and study references. Review them before sharing. Unpublishing prevents future use of that link; previously imported copies remain with recipients. A layout share does not itself grant access to your journal.

9. Subscription, renewal, cancellation, and refund policy

Paid subscriptions automatically renew and are charged in advance each month or year, at the agreed price plus applicable tax, until you cancel. To stop the next renewal charge, cancel before the next renewal shown in Subscription. Annual billing charges the full annual amount, even when an equivalent monthly price is displayed.

Where purchasing is enabled, the plan display and Stripe checkout identify the plan, price, billing interval, and any promotion. Review them before authorizing payment. Prices are in U.S. dollars. By affirmatively purchasing a recurring subscription, you authorize EarlySignal and Stripe to charge the payment method for that subscription and applicable disclosed changes. A free account, trial, or complimentary grant alone does not authorize a paid subscription. Taxes that we are legally required to collect are our responsibility to administer; you are responsible for applicable purchase taxes, not taxes on our income.

Cancel online: open Subscription and choose “Cancel renewal,” or use “Manage payment and invoices” to access Stripe’s cancellation portal. Cancellation stops renewal at the end of the paid period; paid access generally continues until that date. You do not need to delete your journal or buy another plan to cancel. If you cannot use the controls, email support@earlysignal.co with your account email and cancellation request. No special wording is required. Keep the confirmation and report an unexpected renewal promptly. We will honor valid cancellation requests and any timing or refund rights required by law.

Stopping use, signing out, disabling broker sync, leaving a community, or receiving a complimentary access grant does not cancel an existing paid subscription. Confirmed permanent Tracker account deletion attempts immediate subscription cancellation and expiration of open checkout sessions before deleting the account; it may fail if billing cannot be resolved. Check the result or contact support. Deletion ends access immediately and is different from cancellation at period end.

Unless a purchase offer or applicable law provides otherwise, charges for an already started billing period are not refundable merely because you stop using the Service or cancel partway through it. This does not exclude refunds or other remedies for unauthorized charges, billing errors, failure to provide purchased services, statutory cancellation rights, or other legally required relief. Contact support for a review; this does not limit your right to dispute a payment with your provider or seek another lawful remedy.

Promotions apply only on their disclosed terms. A limited discount can expire at the price and time disclosed when you purchase. Existing subscriptions retain their agreed base price unless you explicitly change plans or a later change is lawfully notified and authorized. Posting a new price does not by itself authorize repricing your existing subscription. We will provide legally required renewal and material-change notices, and any required consent opportunity or cancellation and refund rights, before implementing such changes.

10. Plan changes, limits, and payment problems

Higher-tier upgrades on the same billing interval and increases in seat packs generally request an immediate prorated charge. Paid access changes after payment verification. Downgrades, interval changes, and seat-pack decreases are generally scheduled for the paid period end. A deliberate pack change applies the currently displayed pack price to all packs without repricing the existing base plan. Choosing a paid plan change or resuming a subscription can restart renewal that you previously canceled; review the confirmation first. A pending future change can be canceled in Subscription where shown.

Published usage and storage allowances apply alongside technical processing limits. Annual plans still have monthly usage windows. Buying or upgrading does not necessarily reset already counted usage. Some successful processing counts even if you do not later save or commit the result. Cached-result reuse and unsuccessful requests are handled as described in the usage display. Exceeding an allowance can pause new work or growth; it does not automatically buy an add-on or create an overage charge. Mentor seats provide community capacity, not personal paid plans for members.

On expiry, downgrade, or ordinary cancellation, retained journal data and exports remain available under Free access, subject to account security, these Terms, and technical availability. Existing over-limit data is generally retained while new capacity and automation follow the lower plan. This is not a promise of indefinite storage or access after permanent account deletion or lawful suspension.

Failed payments may be retried by Stripe. Eligible renewal failures have a limited grace period of up to seven days; other payment states, refunds, disputes, or fraud concerns may restrict paid access sooner. An access hold does not itself stop renewal. You can still cancel and seek support. Resolving a dispute or issuing a refund may require review before paid access resumes; no provision here waives payment-dispute rights.

11. Trials and complimentary access

Where offered, the self-service Plus trial lasts seven days and must be explicitly started. It requires no card, creates no paid subscription, and returns to Free at expiry unless you separately subscribe or have another valid access grant. An older trial may have the previously granted expiry shown in your account. There is no self-service Pro trial. One-time trial eligibility is recorded using a fingerprint of your normalized email that survives account deletion, as described in the Privacy Policy.

Beta, trial, complimentary, and administrative access can have stated limits or expiry and do not promise permanent free paid features. They do not cancel or replace existing Stripe billing. Any transition to paid billing requires your separate affirmative purchase authorization.

12. Acceptable use and intellectual property

Use the Service for lawful personal or internal business purposes within your access rights. Do not attempt unauthorized access; exploit another user’s data; defeat authentication, usage, or payment controls; introduce malware; disrupt systems; send unlawful or abusive invitations; infringe intellectual property or privacy rights; or use the Service for fraud, market manipulation, or other illegal conduct. Do not commercially redistribute third-party data or access credentials without the necessary rights.

EarlySignal and its licensors retain rights in the Service’s software, designs, branding, and materials, excluding your Content and others’ rights. We give you a limited, nonexclusive permission to access and use the Service while complying with these Terms. Do not copy, resell, or reverse engineer protected software except where applicable law permits it. Third-party software and data remain subject to their applicable licenses. Names and logos do not imply endorsement. You remain free to give honest reviews, report issues, exercise statutory rights, and make disclosures protected by law.

13. Content complaints and support

Report suspected infringement, unlawful sharing, abuse, accessibility barriers, or security issues to support@earlysignal.co; legal notices may also be sent to michael@earlysignal.co. Identify the affected material or location, the rights or issue involved, and a way to contact you. Do not send secrets or unrelated personal information. We may restrict or remove material, investigate, seek clarification, or take other proportionate action. This contact process is not a claim that a statutory DMCA agent has been registered.

14. Availability, changes, and termination

Outages, maintenance, provider restrictions, and feature changes can affect the Service. Beta and preview features may change and have no separate uptime commitment unless expressly agreed. We may suspend or terminate access for material breach, nonpayment, security threats, legal requirements, or discontinuation. Where reasonably possible, we will give notice, an explanation, an opportunity to resolve a remediable issue, and an opportunity to export your records. Immediate action may be needed for security, abuse, or legal reasons.

You may stop using the Service, cancel renewal, or request permanent account deletion. Keep independent records and download any needed exports before deletion. CSV/JSON downloads and queued archives differ in content and availability; none promises every operational or third-party record or a complete system restore. Retention and deletion exceptions are described in the Privacy Policy. Termination or a material withdrawal of purchased services does not eliminate refunds or other remedies required by law. Accrued lawful obligations, necessary retention permissions, and provisions intended to resolve surviving disputes continue as appropriate.

15. Warranty disclaimer

To the extent permitted by applicable law, the Service is provided “as is” and “as available,” without implied warranties of merchantability, fitness for a particular purpose, or noninfringement. We do not warrant uninterrupted availability, error-free calculations, complete data, or trading results.

These limitations do not override an express purchase commitment or any warranty, service standard, privacy or security duty, or consumer protection that cannot lawfully be excluded. Third-party dependencies do not excuse our own legal responsibilities. Where a disclaimer is prohibited, it does not apply to you.

16. Limits on liability and protected rights

Only to the extent permitted by law, neither Michael Amato doing business as EarlySignal nor you is liable under these Terms for indirect, incidental, special, consequential, or punitive damages, including lost profits, trading losses, lost data, or business interruption, to the extent those losses are legally treated as such damages. Subject to the exceptions below, EarlySignal’s aggregate liability arising from the Service or these Terms is limited to the greater of US $100 or the fees you paid EarlySignal for the Service during the 12 months before the event giving rise to the claim.

These exclusions and cap do not apply to fraud, fraudulent misrepresentation, gross negligence, reckless or willful misconduct, liability for death or personal injury that cannot lawfully be limited, required refunds or repayment of unauthorized charges, or any liability, statutory damages, remedy, or right that applicable law prohibits us from excluding or limiting. They do not waive non-waivable consumer, privacy, data-security, or securities-law rights or prevent complaints to regulators. If your law requires a broader remedy, that law applies. There is no contractual shortening of a statutory claims period.

17. Governing law and disputes

New York law governs these Terms, without applying conflict-of-laws rules, except that mandatory protections of your place of residence and applicable federal law remain available. You may contact us to try to resolve a dispute informally, but doing so is optional and does not delay a lawful filing. Disputes may be brought before a court with jurisdiction under applicable law, including an eligible small-claims court. These Terms do not require arbitration, waive class actions or jury trials, or require consumers to litigate exclusively in a distant forum. Ordinary court rules and applicable law determine jurisdiction and procedure.

18. Communications

We use your account email and in-product notices for service communications. Keep your address current. Optional Brief emails can be managed separately from essential account, security, billing, and legally required notices. Ordinary electronic communications do not waive any law requiring a particular delivery method, separate electronic-record consent, or a paper notice. You may save or print these Terms and contact us for a copy or an accessible format.

19. Changes to these Terms

We will post revised Terms with an updated date. Before applying material changes to existing users, we will give reasonable advance notice by email or a prominent in-product notice, subject to a shorter period where law or urgent security needs require it. We will request affirmative agreement where required; continued use is not a substitute for legally required consent. Changes do not retroactively alter accrued claims or authorize new charges or new uses of personal information. If you do not accept a material change, you can stop using the affected Service, cancel renewal, and exercise any applicable refund or other rights.

20. General provisions

These Terms and the applicable purchase disclosures are the agreement about the Service. If a provision is unenforceable, it will be limited or removed to the extent necessary and the rest will remain effective where lawful. Failure to enforce a provision once is not a waiver. You may not transfer this agreement without our consent, except where law permits; any transfer by us must respect existing obligations and your mandatory rights. This agreement creates no partnership, employment, or agency relationship between us and you.

21. Contact

Michael Amato, sole proprietor doing business as EarlySignal, New York, USA. For legal and privacy matters: michael@earlysignal.co. For account, billing, cancellation, and support requests: support@earlysignal.co. Either address may be used to route a request to us.